Credit Card
Most people are familiar with credit cards and the convenient access to cash that they provide. However, there are often confusing views on the benefits of owning a card. Some financially conservative individuals might view it as an unnecessary debt burden but may overlook the fact that a card can help one build a credible credit history and an enviable credit score. It’s a tool that when used well, can bring in a lot of benefits. In fact, given the competitive market scenario, credit card companies and banks today, provide all kinds of cards to suit a customer’s requirement and individual taste.
Benefits of a Credit Card
- Convenient Usage
- Interest Free
- Emergency Back-Up
- Safer Than Cash
- Financial Discipline
- Reward Programs